Consolidate Your Debts & Save with Lower Rates
One application, 20+ licensed lenders and banks. Replace multiple high-interest debts with one affordable monthly payment.
20+ Licensed Lenders
MAS & MinLaw regulated
Lower Monthly Payments
Consolidate and save
Simplify Your Debt
One loan, one payment
100% Free
No hidden fees ever
Why Choose LendKaki to Consolidate Your Debt
We help you get debt-free faster with lower rates and simpler repayments.
Consolidate All Your Debts
Combine multiple high-interest debts (credit cards, personal loans, overdrafts) into a single, manageable loan with a lower interest rate.
Reduce Your Interest Costs
Debt consolidation loans typically offer lower interest rates than credit cards and multiple personal loans. Save thousands over your repayment period.
One Simple Monthly Payment
Replace multiple repayment dates and amounts with a single monthly instalment. Simpler to manage and easier to budget for.
Free Matching Service
Our service is 100% free for borrowers. We match you with the best debt consolidation lenders so you can focus on becoming debt-free.
Debt Consolidation Calculator
See how much you could save by consolidating your debts.
Monthly Instalment
$860.66
per month
Total Debt
$10,000.00
Total Interest
$327.92
Total Payable
$10,327.92
This calculator provides indicative estimates only and does not constitute a loan offer. Actual debt consolidation terms, interest rates, and monthly instalments may vary depending on the lender and your credit profile.
Real People, Real Savings
Join thousands of Singaporeans who got on top of their debt with LendKaki.
“Had 4 credit cards and 2 personal loans. LendKaki matched me with a debt consolidation plan that saved me over $500 a month in repayments. Life-changing.”
Priya Nair
Debt Consolidation · $45,000
“The interest on my credit cards was killing me. LendKaki found me a consolidation loan at a much lower rate. Now I have one payment and I'm actually making progress.”
Tan Wei Ming
Debt Consolidation · $32,000
“I didn't realise how much I was overpaying until LendKaki showed me my options. Simple process, great rate, and I'm now on track to be debt-free in 3 years.”
Ahmad Rizal
Debt Consolidation · $60,000
Debt Consolidation FAQs
Everything you need to know about debt consolidation in Singapore.
Ready to Take Control of Your Debt?
Compare debt consolidation options from 20+ lenders in 60 seconds. It's 100% free.